eftpos gift cards are one of the most versatile and convenient prepaid cards and gifting solutions available in Australia today.
Whether you’ve received one as a reward, a thank-you, or a personal gift, you’re probably wondering: How exactly do you use an eftpos gift card in-store or on the go?
This guide will walk you through everything you need to know—from swiping and tapping to using the card with a PIN at checkout.
What is an eftpos Gift Card?
An eftpos gift card works just like a regular debit card and is preloaded with a fixed dollar amount. You can use it at most physical retail stores across Australia that accept eftpos—making it perfect for groceries, clothing, fuel, and more.
Unlike some store-specific gift cards, eftpos cards are not restricted to one retailer, giving the recipient ultimate freedom to choose how and where to spend.
Where can you use eftpos Gift Cards?
These are widely accepted at:
- Supermarkets (e.g. Woolworths, Coles, IGA)
- Department stores (e.g. Big W, Kmart, Target)
- Fuel stations
- Cafes and restaurants
- Pharmacies and convenience stores
- Fashion and lifestyle retailers
Just look for the eftpos logo or ask if the store accepts eftpos payments.
Note: These cards cannot be used for online purchases or transactions that require pre-authorisation (such as hotels or car rentals).
How to use an eftpos Gift Card in-store
Using your Eftpos gift card is simple and takes just a few seconds. Depending on the terminal, you can either swipe, insert, or tap your card. Here’s how to do it:
1. Tap or Swipe at Checkout
- Tap the card if the terminal is contactless-enabled. This works for most purchases under $100.
- If tapping doesn’t work, swipe the magnetic strip on the back through the terminal.
2. Select the ‘Savings’ Account
- The eftpos system requires you to choose an account—always select ‘SAVINGS’ for gift cards.
3. Enter the PIN
- You’ll find a 4-digit PIN on the back of the card or included with your digital delivery.
- Enter the PIN when prompted.
4. Keep Track of the Balance
- Only the available balance can be used for purchases.
- If your purchase exceeds the balance, ask the cashier to split the payment with another card or cash.
How to use your eftpos Gift Card on the go
Whether you’re shopping during your lunch break or grabbing coffee on the way to a meeting, you can use your eftpos gift card just like any debit card while out and about.
Here are a few tips for using it on the go:
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Tap for fast checkout – Use “tap and go” for speed and convenience.
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Carry it like a bank card – Keep your physical card with your wallet or phone case.
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Digital versions available – Some corporate programs issue digital eftpos gift cards, which can be added to Apple Pay or Google Wallet, depending on the issuer.
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Always get a receipt – This helps you track remaining balance and ensures your card worked.
Common questions about eftpos Gift Cards
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Can I check my card balance?
Yes! Visit the card provider’s website (e.g. eftposgiftcard.com.au) and use the “Check Balance” tool by entering your card number and expiry. -
Can I use the card multiple times?
Absolutely. You can use the card until the full amount is spent or until it expires. -
What happens if I lose the card?
Unfortunately, lost or stolen eftpos gift cards are generally not replaceable. Treat them like cash.
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☑️ Final Tips
- Make sure the total purchase is equal to or below the card balance
- Always choose SAVINGS as the account type.
- Use the card before the expiry date, which is typically 12 months from issue.
Ready to Gift or Reward with eftpos Cards?
eftpos gift cards are ideal for staff rewards, promotional giveaways, and personal gifting. They offer flexibility, convenience, and are accepted across thousands of Australian retailers.
Looking to order in bulk or customise gift cards for your business?
Contact us today or browse our product options to get started.
